Terms of Service

Last updated: June 2026

1. About Ledgerly

Ledgerly ("Ledgerly", "we", "us") is a service operated by Yali Shimon Reichental (ABN 94 634 739 186), trading as Suki Systems, a sole trader registered in Australia with a business address at 2a Cable Close, Esperance WA 6450, Australia ("Suki Systems").

By creating an account and using Ledgerly at ledgerlyaccountancy.com, you agree to these Terms of Service. Ledgerly is a B2B tool intended for use by businesses, not individual consumers. If you are not acting in the course of a business, trade, or profession, please do not use this service. If you do not agree to these Terms, do not use the service.

2. What Ledgerly does

Ledgerly is a bookkeeping automation tool for small businesses. It connects to the data sources you choose — Gmail, Outlook, generic IMAP email, WhatsApp, and invoicing/payment platforms such as Morning (Green Invoice), Stripe, and iCount — identifies invoices and receipts, extracts the financial data using AI-assisted automation, and helps you compile a monthly package to send to your accountant.

AI disclaimer: Ledgerly uses artificial intelligence and automated systems to extract data. Outputs may contain errors. Ledgerly is a tool to assist you — it does not provide accounting, tax, or legal advice, and it does not guarantee the accuracy of extracted data. You remain responsible for reviewing all output before relying on it.

Not a tax agent: Ledgerly is not a registered tax agent, BAS agent, or bookkeeper.

  • For Australian users: Ledgerly does not provide tax agent services as defined under the Tax Agent Services Act 2009 (Cth) and is not a registered BAS agent. You remain solely responsible for compliance with the Australian Taxation Administration Act 1953 and the GST Act 1999.
  • For Israeli users: Ledgerly does not constitute an authorised accounting system under the Israeli Bookkeeping Regulations (Hanhala Pinkasim). You remain solely responsible for maintaining books that comply with ITA requirements.

3. Your account

  • You must provide accurate information when creating your account.
  • You are responsible for keeping your login credentials secure.
  • You must be at least 18 years old to use Ledgerly.
  • One account per business entity. You may not share your account.

4. Connected accounts and permissions

When you connect a data source (Gmail, Outlook, IMAP email, WhatsApp, Morning, Stripe, or iCount), you grant Ledgerly permission to access that account on your behalf for the purposes described in our Privacy Policy.

  • You confirm you are the rightful owner of or authorised user of any connected account.
  • You can revoke these permissions at any time from the Connectors page, or directly from your Google/Microsoft/WhatsApp account settings, or by rotating the API key in the connected platform.
  • Revoking permissions stops future syncs but does not automatically delete previously extracted data.
  • We act as a data processor under your instruction and do not have independent rights over content retrieved from your connected accounts.
  • Ledgerly's Gmail access is strictly read-only (the gmail.readonly scope); we never send, modify, or delete email.

5. Your responsibilities

  • You are responsible for reviewing all extracted invoices before sending them to your accountant. Ledgerly uses AI for extraction — errors can and do occur.
  • You are responsible for the accuracy of the financial package you send to your accountant. Ledgerly is a tool, not a guarantor of accuracy.
  • You must not use Ledgerly to process invoices that are fraudulent, forged, or that you are not legally entitled to process.
  • You must comply with applicable tax law in every jurisdiction you operate in when using the output from Ledgerly.

6. Acceptable use

You may not use Ledgerly to:

  • Violate any applicable law or regulation, including but not limited to the Computer Fraud and Abuse Act (US) and the Electronic Communications Privacy Act (US).
  • Attempt to gain unauthorised access to our systems or other users' data.
  • Reverse-engineer, scrape, or copy our software.
  • Resell or sublicense access to Ledgerly without our written consent.
  • Upload or process any content that infringes third-party intellectual property rights.

7. Service availability

We aim to keep Ledgerly available at all times but do not guarantee uninterrupted service. We may perform maintenance, updates, or suspend the service at any time. We will try to give reasonable advance notice for planned downtime.

Neither party shall be liable for any failure or delay in performance caused by circumstances beyond their reasonable control, including natural disasters, power outages, internet failures, or government actions (force majeure).

8. Good faith

Suki Systems will perform its obligations under these Terms in good faith and in a reasonable manner. We expect the same from you.

9. Warranties and disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SUKI SYSTEMS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

For Australian users: our services come with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the service, you are entitled to: cancel your service contract with us and a refund for the unused portion, or compensation for its reduced value. You are also entitled to be compensated for any other reasonably foreseeable loss or damage. If the failure does not amount to a major failure, you are entitled to have problems rectified in a reasonable time and, if this is not done, to cancel your contract and obtain a refund for the unused portion of the contract.

10. Limitation of liability

To the maximum extent permitted by applicable law, Suki Systems is not liable for any indirect, incidental, or consequential damages arising from your use of Ledgerly, including but not limited to errors in extracted invoice data, missed invoices, or issues arising from sending incorrect financial packages to your accountant.

Our total liability to you for any claim arising from use of Ledgerly is limited to the amount you paid us in the 3 months preceding the claim.

Nothing in this limitation excludes liability for damage caused by Suki Systems' gross negligence or wilful misconduct, or any liability that cannot be excluded under applicable law.

For Australian users: nothing in this section limits any rights you may have under the Australian Consumer Law that cannot be lawfully excluded.

YOU AGREE TO INDEMNIFY AND HOLD HARMLESS SUKI SYSTEMS FROM ANY CLAIMS, DAMAGES, OR EXPENSES (INCLUDING REASONABLE LEGAL FEES) ARISING FROM YOUR MISUSE OF THE SERVICE, YOUR VIOLATION OF THESE TERMS, OR THIRD-PARTY CLAIMS ARISING FROM DATA YOU PROVIDE TO THE SERVICE.

11. DMCA notice (US)

Suki Systems respects intellectual property rights. If you believe that content processed through Ledgerly infringes your copyright, please contact our copyright agent at gil@suki-systems.com with the subject line "DMCA Notice" and provide the information required by 17 U.S.C. § 512(c)(3).

12. Termination

You may close your account at any time by contacting us. Upon termination, your data will be deleted within 30 days per our Privacy Policy (subject to tax retention requirements).

We may suspend or terminate accounts that violate these Terms. Except in cases of illegal activity, security threats, or fraud — where immediate termination is permitted — we will provide at least 14 days' written notice before terminating an account for non-material breaches and allow a reasonable opportunity to remedy the breach. You have the same right to terminate if Suki Systems materially breaches its obligations under these Terms.

13. Changes to these Terms

We may update these Terms. We will notify you by email of material changes at least 30 days before they take effect. If you do not accept a material change, you may close your account before the change date without penalty. Continued use of Ledgerly after the change date constitutes acceptance of the revised Terms.

14. Governing law and disputes

These Terms are governed as follows based on where you are located:

  • Israel: governed by the laws of the State of Israel. Disputes shall be resolved in the competent courts in the Tel Aviv-Yafo District.
  • United States: governed by the laws of the State of Delaware. Any dispute that cannot be resolved through good-faith negotiation shall be submitted to binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. YOU AND SUKI SYSTEMS AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE PROCEEDING. You may opt out of arbitration within 30 days of account creation by emailing gil@suki-systems.com with the subject "Arbitration Opt-Out". Small claims court actions are excluded from this arbitration clause.
  • Australia: for Australian users, these Terms do not exclude, restrict, or modify any rights you have under the Australian Consumer Law. To the extent these Terms are inconsistent with the Australian Consumer Law, the Australian Consumer Law prevails.

15. Contact

Questions? Email us at gil@suki-systems.com or yali@suki-systems.com.